Getting Started

Introduction

Welcome to the SmartMCA Public API

The SmartMCA Public API provides programmatic access to your MCA portfolio data. Use it to integrate SmartMCA with your existing systems, build custom workflows, or create reporting dashboards.

Base URL

https://api.smartmca.com/api/public/v1

Features

• RESTful API — Standard HTTP methods and JSON payloads
• API Key Authentication — Secure Bearer token auth
• Rate Limiting — Per-key limits with clear headers
• Idempotency — Safe retries for mutating operations
• Webhooks — Real-time event notifications
• Pagination — Cursor-based pagination for list endpoints

Available Resources

Resource	Description
Applications	Submission/application management
Deals	Active deal portfolio
Merchants	Merchant profiles
Contacts	Merchant contacts
Payments	Transaction records
Documents	Document storage
Collections	Collection schedules
Webhooks	Event subscriptions

Getting Help

• Email: api-support@smartmca.com
• Status: status.smartmca.com